Is Your Jewelry Properly Insured?

I was speaking to a local insurance agent the other day. We talked about how often

People are under insured. It turns out the majority of us are in fact under insured. After you’ve suffered a lose is the time most of us find out that we aren’t fully insured.

This is what I learned from our conversation

In California unscheduled items (items that aren’t appraised or itemized) are covered up to $2,500.00 on the basic home owners or renters policy and one item can’t be valued more than $1500.00

In most cases that isn’t enough to cover a wedding set, not to mention there is the deductible of $500.00 or more.

Needless to say most people are under insured.

How can you properly protect yourself? Ask your insurance agent about a floater. In the case of jewelry it means bringing your jewelry to us here at Countryman’s Village Jewelers. I write a detailed appraisal with photos and its current replacement value. You take the appraisal to your insurance agent and he sets up a floater.

This way each item is covered for the current appraised value and there is no deductible. It’s the safest thing you can do to protect yourself against a lose.

If you have any questions please feel free to call me.

Rhonda

Countryman's Village Jewelers

1700 Mc Henry Ave. Suite 19

Modesto, CA 95350

(209) 578-1177

Branded or Unbranded

Seems the thing to do is to brand yourself these days. Oh yeah, go with the big players, those with great name recognition. They have "proven" track records.. etc, etc.. Let's face it, we've heard all that. I'm not saying that isn't needed or wanted, but to a degree.

I personally want people to recognize the name, Countryman's Village Jewelers and have it mean a jewelery store with unique and wonderful jewelry with honest pricing and integrity. That is my goal.

But what about all this branding of jewelry lines? Which many of the big box stores find important.

Many of the companies we carry are smaller, innovative designers that are under the radar as far as name recognition, and I think that is a good thing for you. The quality, of the designs are stylish and the workmanship, innovative and current.


These smaller artisans are more accessible, often we know the designer. This creates a good relationship, and a designer that knows what is desired. For you this means you get all the style without having to pay for the big ego.










Also we at Countryman's design jewelery, it can be a very rewarding experience to purchase a piece that is locally made, often it's one of a kind, or made in limited editions. You're supporting a local artist and that helps the circle of keeping the money in our community.



So I say, keep an open mind looking for that perfect wedding set, don't be name driven but rather look for the design the quality, workmanship and the jewelry store that will actually meet your needs now and in the future.

(designed by Marie Countryman)

We Desire to become more interactive

Because of this desire we wanted to attach a blog to our web site. It's important to us to be accessible and to encourage questions that you may have wanted to ask.

Well this is your opportunity to sit at your computer and ask those questions in the comfort of your own home. We are here for you.

It's your interaction and your opinions that help us choose our inventory in the store to how we can better serve your needs. We are committed to doing just that.

Let me know what you think of the site, I'll be updating regularly. Also I'd love to know if this is a helpful format.

Thank you!

Rhonda