Has a smile of light
And she sits on a sapphire throne.
~Barry Cornwall
Rhonda Irizarry
I was speaking to a local insurance agent the other day. We talked about how often
People are under insured. It turns out the majority of us are in fact under insured. After you’ve suffered a lose is the time most of us find out that we aren’t fully insured.
This is what I learned from our conversation
In California unscheduled items (items that aren’t appraised or itemized) are covered up to $2,500.00 on the basic home owners or renters policy and one item can’t be valued more than $1500.00
In most cases that isn’t enough to cover a wedding set, not to mention there is the deductible of $500.00 or more.
Needless to say most people are under insured.
How can you properly protect yourself? Ask your insurance agent about a floater. In the case of jewelry it means bringing your jewelry to us here at Countryman’s Village Jewelers. I write a detailed appraisal with photos and its current replacement value. You take the appraisal to your insurance agent and he sets up a floater.
This way each item is covered for the current appraised value and there is no deductible. It’s the safest thing you can do to protect yourself against a lose.
If you have any questions please feel free to call me.
Rhonda
Countryman's Village Jewelers
1700 Mc Henry Ave. Suite 19
Modesto, CA 95350

I was watching the TV show, Say Yes to The Dress the other night. If you've missed it let me fill you in, it's about a bridal gown shop in New York city whose very enthusiastic customer's are young brides looking for that perfect gown, for their perfect day. The prices of these gowns are as you can imagine tremendous. It's almost laughable when a young lady comes in to the bridal boutique with a budget of less than $2000.00, after all these gowns are made for that one special day.
It's fun to watch the process of the bride getting that very desirable and iconic wedding dress. At some point in watching the show I start to have these feelings of concern that we as a culture put so much emphasis on the wedding day and not the marriage. I can remember the fun and excitement that surrounds the days leading up to the blessed nuptials; it is a very exciting time in a couple’s life. But it always strikes a chord in my heart when I hear of the huge budgets for the big event and one of the largest costs goes to the dress. To be worn for a few hours of that perfect day.
After all is said and done and we move from wedding day to the marriage it makes me ponder what we have left from the day? The memories, of course, the pictures and the dress we have to put in a proper box or plastic bag to be stored away and, AND the rings, Oh yeah, the rings, the symbol of your love for each other. That is the one tangible thing that is with you every single day to symbolize the love you have for one another.
So while the dress does deserve it's proper due, I would be amiss if I didn't direct a person to think of their rings with a more long term importance and lasting sentimentality.
The wedding dress worn for a few hours can demand a bigger budget than the ring which is going to last you the rest of your life.
So remember to purchase rings that fit your life style, your budget and are something that will make you happy long after the dress has been put away.



We also have pictured a Tahitian chocolate, color enhanced pearl. The color is so rich and it's luster really speaks to you.